No Switching, No Interruption: Boost Your Benefits with iM4 Health
Welcome to iM4 Health, where we enhance your existing employee benefits without any disruption. Here’s how our Section 125 program works:
Seamless Integration
Enhance, Don’t Replace:** iM4 Health is designed to work alongside your current insurance offerings, not replace them. This means no switching healthcare providers or changing your current benefits structure.
Net Savings for All:
- For Employees: By participating in approved wellness activities, employees can see an average increase of 4% in their take-home pay. This is achieved through pre-tax premium deductions combined with health screening claims payments, which can offset or even exceed the cost of the premium.
- For Employers: Experience potential net savings of OVER $500 per employee annually through FICA tax reductions, as the pre-tax premium lowers the taxable income.
Enhanced Benefits:
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Preventive Health Focus: Our program promotes healthier lifestyles and disease management before these become insurance issues, offering benefits like unlimited virtual care, Rx benefits, and savings on various health services.
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Additional Offerings: Employees benefit from Group Hospital Fixed Indemnity Insurance, Health Screening Indemnity Benefit Rider, and a suite of non-insurance benefits including dental, vision, hearing, and more.
Easy Implementation:
- Auto-Enrollment: Employees are automatically enrolled based on their wage and tax data, simplifying the process for both HR and employees.
- Payroll Integration: Our system integrates smoothly with your payroll, ensuring minimal administrative burden.
Why Choose iM4 Health?
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Compliance and Savings: Our program adheres to IRS Section 125 and ACA provisions, maximizing tax benefits for both employer and employee.
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Retention and Recruitment: Become an “Employer of Choice” with additional benefits that promote employee health, satisfaction, and financial well-being.
Your Next Steps
- Proforma Request: Get a no-obligation proforma to see the potential impact on your organization.
- Implementation Support: From payroll integration to employee education, we guide you through every step.
With iM4 Health, you’re not just adding a program; you’re exploring a partnership that enhances your current benefits, reduces costs, and increases employee satisfaction. Discover how easy it can be to improve your company’s health landscape without any disruption.
Join us today for a healthier, more productive workforce.